Ski Club Gold & Diamond Policies

Our Gold and Diamond travel insurance policies offer fantastic flexibility, with excellent on snow cover available on both a single-and multi-trip basis. Available for both members and non-members, Ski Club members can access a 15% discount on all our Gold and Diamond policies.

Take a look at our Ski Club Travel Insurance highlights for 2022:

  • Get cover for everything from a short break to annual multi-trip insurance, all including cover for skiing off piste, without a guide, outside of resort boundaries
  • Single-trip policies available for those up to the age of 85
  • Cover on annual multi-trip policies for up to 24 winter sports days on any one trip, and up to a maximum of 45 during the period of the policy.
  • Unlimited winter sports days on single-trip policies 
  • Backcountry, Heli-skiing, touring and Telemarking all included as standard across all our policies.


Ski Club Travel Insurance

If you are already a member please click below to access your 15% discount on Gold and Diamond travel insurance policies



Ski Club Travel Insurance

Our fantastic range of travel insurance policies are available for non-members too! Please click below to begin.


Gold and diamond policy documents

Please click on the relevant links to open each document. Please note that details relating to both Gold and Diamond policies are included in the same document. Our policy documents are generic and therefore apply to both European and Worldwide cover - please check your policy schedule carefully to confirm the level of cover provided.

Gold & Diamond Policy Wording

Gold & Diamond Insurance Product Information Document (IPID)

List of Automatically Covered Medical Conditions

Important Information

You must read your policy documents carefully to ensure that the cover provided is suitable for your wants and needs. There is a 14-day cooling off period, during which you may cancel your policy for a full refund of all premiums paid, if the insurance provided does not meet your demands and needs. Otherwise, our standard terms and conditions apply.

The price of our Gold and Diamond policies will vary depending on the age of the insured parties, cover chosen and activity packs included. For more information please follow the links above to begin the quotation process. 

All of our Gold and Diamond policies include Activity Pack 1 as standard under the policy - this includes skiing/snowboard, off piste, without a guide and outside of resort boundaries, as well as heliskiing, cat-skiing, touring and telemarking. Activity Packs 2, 3 and 4 are
only included upon payment of an additional premium. For more details, please see the policy wording available above.

You may need to declare medical conditions to our insurance providers to ensure that appropriate cover is available. Please read your policy documents carefully to understand exactly what may be required of you. Please contact the medical screening team on 0330 660 0749 for more information. 

Please be aware that there is no cover under any section of any Ski Club Travel Insurance policy for travel in relation to a destination to which the Foreign, Commonwealth and Development Office has advised against all or all but essential travel.


Winter Sports Days

For both Gold and Diamond multi-trip policies, you are covered for 24 winter sports days on any one trip, and up to a maximum of 45 winter sports days during the period of the policy. This is alongside the separate maximum trip duration of 31 days, regardless of activities pursued during this time.

For single-trip policies, there are no limits on the number of skiing days during the period of the insurance.

Please contact the Ski Club Travel Insurance team for more information on 0330 818 7643.


Travel within the UK

Gold and Diamond multi-trip policies include cover for some travel within the United Kingdom (inc. Isle of Man). Trips from the UK (inc. Isle of Man) to the Channel Islands and vice versa are considered as travel outside the UK and therefore fall under the normal scope of the policy.

Trips are considered as insured if they last for two nights or more and you are staying in pre-booked, pre-paid accommodation.

Please note there is no cover for emergency medical expenses, including mountain rescue and as a result of winter sports, for journeys made within the United Kingdom.

Single-trip policies are available specifically for travel within the United Kingdom if required.


Non-UK Residents (inc. Republic of Ireland)

Please be aware that we are only able to offer Ski Club Travel Insurance Policies, including our Ski Club Platinum Membership, to those resident in the UK, Isle of Man or Channel Islands. As of December 2022, we are no longer able to offer these policies to those resident in the Republic of Ireland. We apologise for any disappointment felt in this matter.

Emergency Assistance

If you require emergency assistance whilst abroad, please contact the emergency assistance line on:

+44 (0)330 660 0742


Making a Claim

In order to make a claim, please follow the link below to our claims handlers' website.

Claims and personal information relating to claims are handled by  CSAL, a company external to the Ski Club and our insurance partners. 



For more information on the UK GHIC and UK EHIC cards available following the UK's withdrawal from the European Union, please see our guide below.

Please note, both GHIC and EHIC schemes to do not act as a replacement for travel insurance.