What is Medi-card?
Fogg Medi-card is a system recognised in some European resorts (see below for exceptions). In the event of an accident or illness on the mountain, show the card to any piste rescue, first ambulance service and/or the first treating doctor in Europe. Where the card is accepted, you won’t incur any upfront costs to get off the mountain and to the doctor.
If I've already got the Medi-card, is it still valid even though they are not offered with Ski Club Insurance from 31st September?
If you've already been issued a Fogg Medicard as part of your annual Ski Club insurance, or Platinum membership, the Medicard will still be accepted (where applicable) within the valid dates printed on your card.
Does Medi-card replace travel insurance?
No. Medi-card is a quick and convenient way of dealing with the cost of being rescued off the mountain, the first ambulance and first doctor only.
Are there any forms to fill in?
The service provider will have paperwork to be completed which will normally be done during or immediately after the rescue.
Will I have to pay an excess?
No. There is no excess on the Medi-card. However, if you have other medical costs to claim under your own travel insurance, any policy excess will still apply.
Do I have to have the card with me?
Yes, as this is proof of your cover. If you do not have the card with you it will be necessary for you to pay the service and then claim back the costs.
What if I am taken ill on the skiing area?
The Medi-card is still valid as it is for rescue from the skiing area. If you are taken ill elsewhere, such as in resort, you should call your insurer’s emergency assistance number in the usual way.
Are medical costs covered?
Only the first treating doctor’s medical costs are covered by the Medi-card. Any other medical costs, for example if you are flown out of resort to a hospital, should be claimed under your travel insurance.
Will my Medi-card cover me off-piste?
Yes, provided that you are not skiing against local advice.
Where is the Medi-card accepted?
Medi-card is accepted in ski resorts in all European countries, except Scandinavia, Bulgaria and Norway. It is not valid outside of Europe.
Which nationalities can use a Medi-card?
The Fogg Medi-card is only available to members resident in the UK or Eire. If the card is accepted: The piste rescue, first ambulance and treating doctor will bill Fogg directly for their costs having accepted your Medi-card, and as such payment will be made directly to the service provider by Fogg. Unless you have any other costs to claim under your own travel insurance, you do not need to do anything.
Does my Fogg Medi-card remain valid if my annual travel insurance policy is cancelled, either by myself, or the insurers (e.g. due to a change in medical conditions)?
No, your Fogg Medi-card will no longer be valid if your annual travel insurance policy is cancelled for any reason.
If the card is not accepted, contact:
Ski Club Medi-card claims:
Visit foggskiclub.com for details on how to submit your claim.
Medi-card claims are dealt with by:
Fogg Travel Insurance Services Ltd. Crow Hill Drive, Mansfield, Nottinghamshire, NG19 7AE
Tel: 01623 631 331 Fax: 01623 420 450