The insurance provided as part of some Ski Club Travel Insurance policies includes some cover for some travel within the United Kingdom (inc. Isle of Man). Trips from the UK (inc. Isle of Man) to the Channel Islands and vice versa are considered as “European” and therefore fall under the normal scope of a European or Worldwide policy.
Cover is provided under all annual multi-trip policies, and under single trip policies bought explicitly for travel within the UK or Channel Islands.
Trips are considered as insured if they are for two nights or more and in pre-booked accommodation.
Cancellation & Curtailment Cover
Provides cover up to the limit shown in the summary of benefits if the insured persons need to cancel their internal travel due to:
Personal Accident Cover
A lump sum payable up to the limit shown on the summary of benefits due to the insured person’s death, loss of limbs, loss of sight and/or permanent total disablement whilst travelling due to an accident. Please note, some activities listed in Sports and Activities packs 1-4 do not include personal accident cover – please see the relevant policy wordings, for more information.
Provides cover up to the limit shown on the summary of benefits for reasonable additional accommodation and transport costs if the insured persons need other accommodation because they cannot use the booked accommodation.
Financial Failure Protection
Provides cover in the event of financial failure of a travel supplier, up to the limit shown in the summary benefits
The following restrictions apply to holidays taken within the UK and Channel Islands, and apply across all eligible policies.
o Loss of passport, driving licence or visa expenses
o Hospital benefit
o Travel disruption
o Missed departure