Ski Club Travel Insurances offers protection and peace of mind for all your holidays, from a half-term ski trip with the family to the dream adventure of a lifetime. With a range of policies and membership packages to suit any need or budget, read on for more.

  • By Skiers, For Skiers - Travel insurance engineered for winter, with up to 45 days winter sports cover per year (on Platinum Membership) and including off piste, without a guide, and outside of resort boundaries as standard on all policies.

  • Dedicated Membership Service - The Ski Club is the UK's oldest and largest membership organisation; we work closely with our insurers to provide the best possible support and service to members and policy holders alike, and our friendly team are on hand to answer all your questions at [email protected] or on 0208 410 2015.

  • Flexibility and Year Round Cover - With our Platinum Membership package, you can upgrade to additional activity packs or worldwide cover at any point during the policy period. All of our policies will provide cover for your summer holidays as well as your winter adventures, from city breaks and country escapes to lazy beach days and exhilarating thrills.

The Ski Club offers three levels of cover; our Gold and Diamond travel insurance policies, available as both single and multi-trip policies, and our Platinum Membership, which combines your Ski Club membership with an annual multi-trip travel insurance policy to offer exceptional value for money. 

Gold & Diamond Policies

Our Gold and Diamond policies are available as both on both single and multi-trip bases, and offer exceptional on-snow cover combined with comprehensive travel insurance. On annual multi-trip policies, you are covered for 45 winter sports days during the period of the policy.

If you are a Ski Club Member, you are entitled to a 15% discount on this policies. For more information, please follow the appropriate links below or call our Insurance team on 0330 818 7643


Ski Club Travel Insurance

If you are already a Member please click below to redeem your 15% discount on our Gold and Diamond travel insurance policies

Click here

Non Members 

 Ski Club Travel Insurance

Our fantastic range of travel insurance policies are available to non-members too! Please click below to begin.

Click here

Ski Club Platinum Membership

Why not roll your membership and annual multi-trip travel insurance into one easy to manage, value for money package? With the Ski Club's Platinum membership, you can control your travel insurance alongside your membership, with one payment, up to 45 winter sports days per year, and the ability to upgrade or extend your cover throughout the period of the policy.

To join as a Platinum Member please either follow the membership joining process online or give the Memberships team a call on 0208 410 2015.

Already a member? We can upgrade your membership at any time to take advantage of our Platinum Membership offer. Please either log-in to the website and follow the "upgrade" instructions, or give the Memberships team a call on 0208 410 2015.

Platinum Membership

Our combined membership & insurance offer

For more information on our Platinum Membership package, including prices and policy details, please see our Platinum Membership page.


Policy Documents

For a full set of policy documents, please see the relevant drop-down menu below.

For policies issued before 1 January 2022, these were issued with a COVID-19 endorsement, detailing - separate to the main policy wording - cover provided should you fall ill or are forced to self-isolate either before you travel or whilst abroad. Please note that this detail has now been written into the policy wordings where appropriate and the separate endorsement has therefore been removed.

Gold and Diamond Policy Documents

Please click on the relevant links to open each document. Please note that both details regarding both Gold and Diamond policies are included in the same document. Our policy documents are generic and therefore apply to both European and Worldwide cover - please check your policy schedule carefully to confirm the level of cover provided.

Gold & Diamond Policy Wording

Gold & Diamond Insurance Product Information Document (IPID)

List of Automatically Covered Medical Conditions

Important Information

Please read your insurance documents carefully to ensure your insurance policy is appropriate for yourself. All of our policies include Activity Pack 1 as standard under the policy - this includes skiing/snowboard, off piste, without a guide and outside of resort boundaries, as well as heliskiing, catskiing, touring and telemarking. Activity Packs 2, 3 and 4 are only included on payment of an additional premium. For more details please see policy wordings available above. 

Please be aware that there is no cover provided under any section of any Ski Club Travel Insurance policy if you are travelling against the advice of the Foreign, Commonwealth and Development Office (FCDO).

You may need to declare medical conditions to our insurance providers to ensure that appropriate cover is available. Please read your policy documents carefully to understand exactly what may be required of you. Please contact the medical screening team on 0330 660 0749 for more information. 

For questions relating to your Platinum Membership, please contact the Memberships team via e-mail at [email protected] or over the phone on 0208 410 2015.

For questions relating to Gold and Diamond policies, please contact our Insurance team on 0330 818 7643.


Non-UK Residents (inc. Republic of Ireland)

Please be aware that we are only able to offer Ski Club Travel Insurance Policies, including our Ski Club Platinum Membership, to those resident in the UK, Isle of Man or Channel Islands. In a departure from previous years, please note that as of December 2020 we are no longer able to offer our policies to those resident in the Republic of Ireland. We apologise for any disappointment felt in this matter.


Emergency Assistance

If you require emergency assistance whilst abroad, please contact the emergency assistance line on:

+44 (0)330 660 0742


Making a Claim

In order to make a claim, please follow the link below to our claims handlers' website

Claims and personal information relating to claims are handled by  CSAL, a company external to the Ski Club and our insurance partners. 



For more information on the UK GHIC and UK EHIC cards available following the UK's withdrawal from the European Union, please see our guide below.

Please note, both GHIC and EHIC schemes to do not act as a replacement for travel insurance.